Readandinvest

One of the key issues any investor who has just begun his Investment journey faces is the risks arising due to market downturn.The equity/stock market will always be a rollercoaster ride.The ups and downs in the share value will naturally impact any direct stock Investment as well as mutual fund Investments.So what can an investor do to mitigate this risk and protect his overall Investment value.The best course of action is to diversify his Investments across various Investment avenues such as equity, debt market, gold etc...For a newbie investor who is just starting his Investment journey, equity Mutual funds can fulfill the need for equity component of his Investment portfolio while EPF/PPF/VPF, bank FD's, liquid mutual funds, corporate fixed deposits can fulfill the debt component.Some investors even prefer including investments in gold to provide an extra degree of diversification to their investments.So the key is to spread out the Investment risks and protect oneself against...

For the past few months, sensex has been going through its ups and downs(mostly downs!) resulting in erosion of investors wealth.The economic growth indicators are showing signs of a slowdown and in some cases ,steep drop in growth rate or even negative growth.The best example will be automotive sector.Most of the mutual fund investors are seeing that their holdings are losing value or showing negative returns.So what should an investor do now? Should he exit all his equity investments?.. Should he redeem all his mutual fund units?.. Should he stop/pause his investments?..A simple answer to all these questions will be 'No'.Every growing economy goes through growth & recession phases.No economy can keep on growing on full steam without a break.What happens to a car engine if it runs in full speed without a break.It results in a breakdown or overheating eventually!.. Similar is a country's economy.The bottom line is having trust in a country's potential & economic...